Common Myths about SSDI & SSI
At Daisley Law Offices, P.C., we handle a wide variety of Social Security Disability (SSD) and Supplemental Security Income (SSI) cases. Our attorney has seen a lot of myths about these benefit options.
- I am entitled to benefits because I can’t do the job I used to do.
This is incorrect, unfortunately. As long as a worker can do some substantial gainful activity (SGA), that worker is not considered disabled and is therefore ineligible for benefits. If you were once a CEO making $1 million a year, and now, because of an injury, illness, disease or other ailment, you can only make minimum wage at a local grocery store, you are not considered “disabled” under SSD and SSI law.
- I will be entitled to benefits regardless of my income.
This is true in the case of SSD, but it is a myth in regards to SSI. Supplemental Security Income is intended to be something like a welfare program, helping only the poorest of disabled workers with the basic necessities of life. For this reason, SSI does not pay out benefits to people who have assets over the specified limits.
- I will be eligible for benefits regardless of how long I have worked.
In regards to SSDI eligibility, you need to have a certain number of credits that are earned by working. You must have enough earnings in 20 out of 40 quarters to be eligible for SSDI benefits.
- If I am denied Social Security Disability benefits on my initial application, it means I will not be able to receive benefits.
This is wrong. In most cases, in fact, initial applications for benefits are denied. Our attorney has a wealth of experience in these claims, and we can help you with the appeal process to get the benefits you need.