Social Security Disability Eligibility
Many people have come into our offices over the years asking the same question: Am I eligible for Social Security Disability?
Although many people every day suffer serious injuries, illnesses, diseases and other ailments, and the law is set up to make sure these people are adequately provided for after their injuries, the sad fact is that many people do not receive the benefits they need. If you need help getting SSD benefits, talk to our attorney.
Complications of Obtaining Social Security Disability Benefits
The two major factors of eligibility for SSD are:
- Must be “fully insured”: To be eligible for SSD, you have to be what’s called “fully insured.” This means you have enough credits. A credit is earned by working and paying taxes for a quarter. As a general rule of thumb, a person needs to have worked for at least five of the previous 10 years, or have earned at least 20 quarters of credits in any given 40 quarters.
- Must be “disabled”: The definition of disability according to SSD is the inability to engage in substantial gainful activity due to physical and or mental impairment that will result in death, has lasted for 12 consecutive months, or is anticipated to last for 12 consecutive months. Many people think that they are eligible if they can no longer do their former jobs, but the standard is much higher.
It is no simple task to establish eligibility for SSD. At Daisley Law Offices, P.C., we take a personalized approach to our clients’ cases. We will listen to you, assess your situation, and help you get the benefits you need to get back on your financial feet again.
There are many large firms in cities like New York that have a lot of clout. If you work with this type of firm, you will meet your attorney for the first time minutes before your hearing at trial. At Daisley Law Offices, P.C., we take pride in the fact that I am from North Carolina and can serve clients in South Carolina also. We take the time to get to know our clients, their goals and their sufferings long before we represent them in court.
No Asset Limitation for SSD
Many people get confused about the asset limitation rules of SSD and SSI. Although Supplemental Security Income (SSI) follows the same definition of disability, it has a cap on assets for recipients. Social Security Disability (SSD), on the other hand, does not have this asset limitation.